You’ve spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both? Let’s weigh up the alternatives so you can start to consider what may be best for you. Taking a lump sum If your super has been managed on your behalf during…

Many couples dream of sharing a life of leisure together. But what happens when things get out of sync? When we think of retirement, we often imagine a happy couple strolling hand in hand on the beach. But even if you and your partner are similar ages, chances are you won’t retire at the same…

They are a boon for those with mortgages but not entirely good news for everyone. Interest rates are now at record lows in Australia. The most recent rate cut announced by the Reserve Bank of Australia (RBA) was made on the back of weak economic growth, low inflation and a rising unemployment rate.  The move…

The pros and cons of using your spare income to either pay more off your mortgage or increase your super need to be weighed up. The direction you take depends on a few factors such as your age, how much you earn, your level of debt and your income tax rate. Typically, if you are…

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This is Photoshop’s version of Lorem Ipsum. Proin gravida nibh vel velit auctor aliquet. Aenean sollicitudin, lorem quis bibendum auctor, nisi elit consequat ipsum, nec sagittis sem nibh id elit. Duis sed odio sit amet nibh vulputate cursus a sit amet mauris. Morbi accumsan ipsum velit. Nam nec tellus a odio tincidunt auctor a ornare…

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