“I want that one,” is a phrase that most parents hear more often than not, particularly as we enter the pre-Christmas period where advertisers aggressively compete for your child’s attention and your hard earned dollars. Whether it’s the latest Lego incarnation, Barbie, or new release movie merchandise, there are plenty of childhood desires that eclipse…

Most people don’t like to think about estate planning. In fact according to studies, almost half of all Australians don’t have a legal will. Yet if you have some assets; such as your home or some nice furniture or collectibles you still need an estate plan, especially if any minor children are involved. Contrary to…

It seems to make logical sense. You retire, sell the now cavernous family home, buy a cosier place and use the cost difference to boost your retirement income – win-win right? The answer is – “it depends.” Downsizing can be an excellent strategy to supplement your income and simplify your lifestyle, but it’s not right…

3 things to know about transition to retirement pensions. Super isn’t just an ideal investment to help you save for retirement. Superannuation savings can also hold the key to when you decide to hang up your work boots and how you manage that transition out of the workforce. It’s all thanks to a type of…

These days it can be natural for kids to stay at home until adulthood. Our 7 tips can help ensure your own goals don’t pay the price. If you were expecting to have the house to yourself once your kids reached a certain age, you may have to adjust your expectations.  Because for Generation Y—or…

Australians are enjoying longer and more active retirements than ever before, so what can you do to help make sure your money lasts? Baby boomers are retiring in greater numbers and many have taken more control over their retirement savings by self managing their super. Over a third of self managed super funds (SMSFs) are…

Go easy on your spending this Christmas   With the festive season fast approaching, it’s a good time to start planning how you will pay for gifts and entertaining over the Christmas and New Year period. For many, charging everything to the credit card can be tempting however the upshot can be a nasty New…

MARKET AND ECONOMIC OVERVIEW Australia The Reserve Bank of Australia (RBA) left the official cash rate on hold at 2% at its meeting on 6 October 2015 and again on 3 November 2015 – where it has remained since May this year. In announcing the November policy decision the RBA delivered a balanced assessment of…

Gen Y: Why you need Financial Advice Details Published: 14 September 2015 As a Millennial you may be sceptical of the need to pay for financial advice (preferring to consult friends and family and do your own research online), however there are benefits that may be obtained from sitting down with a financial adviser. Areas…

When there is a Will, there is a Family Meeting It’s probably not something you want to think about much less discuss with your kids but like it or not, one day we all pass away, and giving our loved ones a heads up on some of our financial affairs may make the process a…

Page 19 of 22 1 17 18 19 20 21 22

© 2015 MARK BABBAGE | MADE FOR FUN!

Babbage-Transparent

STAY CONNECTED WITH US: