Travel tips to help you spend less on your next holiday It’s that time of year again when it feels as though everyone you know is escaping winter to head off across the world on a fabulous holiday (and sharing many photos to prove it). Whether you’re about to head off on a travelling adventure…

Compare principal and interest and interest-only home loans Finding out which home loan is right for you depends on your personal situation. Are you looking for a home loan to buy your first home, update your current one or as an investment in retirement? Are you confused by all the jargon and what type of…

Working after kids – is it worth it? To work, or not to work? That is the question many Australian women (and some men) have to consider after having children. Sadly, both options can have long-term negative financial consequences. While it would seem obvious that not working is likely to set your bank balance back,…

Overseas holidays, new cars and having the latest technology aren’t considered luxuries anymore, but are standard lifestyle expectations of the new ‘average’ Australian, according to research by MLC. It’s all about what we define as average, and it’s not so average anymore, with Australians’ perceptions of a middle class standard of living shifting significantly upward…

For most of us ‘spending’ is the first thing that springs to mind when we have money. So when a financial adviser suggests the idea of having a ‘budget’ most of us recoil in horror. It’s because many people believe that budgeting is all about sacrifice – in other words, having to cut back on…

The new cost

Australia’s perception of a comfortable lifestyle has shifted significantly upwards in recent decades, according to new research from MLC called the ‘Australia Today’ report. For most, this new comfortable living comes at a high cost. Almost half of all Australians believe you need a household income of at least $150,000 to maintain a comfortable lifestyle…

Helping your child

“I want that one,” is a phrase that most parents hear more often than not, particularly as we enter the pre-Christmas period where advertisers aggressively compete for your child’s attention and your hard earned dollars. Whether it’s the latest Lego incarnation, Barbie, or new release movie merchandise, there are plenty of childhood desires that eclipse…

Christmas Picture

Go easy on your spending this Christmas   With the festive season fast approaching, it’s a good time to start planning how you will pay for gifts and entertaining over the Christmas and New Year period. For many, charging everything to the credit card can be tempting however the upshot can be a nasty New…

Are you better off buying insurance

As the dawn of Spring arrives, cultivate good financial habits and set yourself up for a rosy future. After winter, simple things like opening a window to let in the sunlight can transform your space. In the same way, shedding light on your finances can give you more control and peace of mind when it…

© 2015 MARK BABBAGE | MADE FOR FUN!

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