The progressive lowering of company tax rates may have the effect of locking the benefit of any tax paid at a higher rate in the franking account. A company pays tax at a certain rate on the income year and franking debits accrue at that rate in that year. If dividends referable to that income…

If you own a private company, deemed dividend payments or Div 7A may be familiar to you. In short, it is designed to ensure that income is not inappropriately sheltered in corporate structures at the corporate tax rate. It usually applies when a private company provides a benefit to a shareholder (or their associate), and…

Making money and doing good – the rise of sustainable and impact investing There is no doubt that interest in responsible investments is growing. Not only in Australia but globally, investors are increasingly interested in how a company makes its money not simply how much it makes. Whilst some investors may focus on the longer-term…

The pullback in shares – seven reasons not to be too concerned The recent share pullback has seen much coverage and generated much concern. This is understandable given the rapid falls in share markets seen on some days. Considerations for investors Sharp market falls with talk of billions of dollars being wiped off shares are…

Top 5 investment themes for 2018 Investors spent 2017 monitoring activity in the US, political rhetoric and disruption, economic turmoil in the UK, North Korean activity and the impact of a range of natural disasters. So what should they consider in 2018? Here are our top 5 themes. Synchronised global economic growth Not since 2010…

The power of investing in yourself   What do you really want out of life? Investing in yourself is an important way to prepare for achieving your personal goals. Here are 5 ways to make sure you’re ready to meet the future as your very best self. Take care of your body and mind Being…

Investment bonds – an alternative to super   A number of changes came into effect on 1 July 2017 that limit the amount of money those saving for retirement can put into super. This includes new limits on concessional (or before tax) and non-concessional (or after tax) contributions. The limit on concessional contributions has been…

© 2015 MARK BABBAGE | MADE FOR FUN!

Babbage-Transparent

STAY CONNECTED WITH US: